Risima
Housing Finance
Corporation
(SOC) LTD

A subsidiary of LEDA, we make home ownership possible by providing affordable loans to residents across urban and rural Limpopo.

What We Do

Affordable Housing Finance That Changes Lives

From mortgage bonds and incremental housing loans to innovative products like solar finance and contractor loans, we provide solutions that bridge the housing finance gap. Our work strengthens communities, supports the construction industry, and fuels economic participation. Through these offerings, we help create sustainable, inclusive growth across Limpopo. We empower households to improve their living conditions while stimulating local economic activity.

Empowering Your Home, Future, and Lifestyle

Tailored financial solutions designed to help you build, improve, and invest with confidence.

Risima Offered Serivices

Finance Products & Offerings

We provide more than just finance, we open doors to opportunity. Risima’s services are crafted to support homeownership, uplift communities, and drive inclusive economic growth across Limpopo. Whether you’re building, buying, or improving a home, our specialised products make quality housing accessible and achievable. Discover how our services can support your journey.

Rural Loan (PTO)

Flexible rural home financing with high loan coverage. Long repayment terms and competitive variable rates available. Ideal for purchasing or building your home.

Urban Loan

Comprehensive urban home financing with enhanced loan coverage. Extended repayment options and competitive variable rates available. Suitable for buying, building, or switching your bond.

Incremental Loan

Affordable incremental financing to improve your home over time. Shorter repayment terms and flexible rates. Designed for gradual, practical housing upgrades.

Solar Energy Loan

Power your home with accessible solar financing designed for affordability and sustainability. Enjoy unsecured funding, flexible repayment terms, and variable interest linked to prime for smarter energy investment.

Educational Loan

Invest in your future with flexible education financing tailored for qualifying clients. Benefit from generous funding, manageable repayment terms, and variable interest rates linked to prime.

Business Opportunities

Explore our available tenders and procurement opportunities

for job seekers

Complex recruitment mission to fill crucial roles

320+

Loans facilitated each year!

find the right Solution —
Get expert consultation tailored for you

Contact Us

Take control of your life

Start building the life you deserve, one brick at a time. With access to affordable home loans for both urban and rural areas, a secure and dignified future is within reach.